A private money loan is a loan that is given to a real estate investor, secured by real estate. Private money investors are given the first or second lien position as legal interest in the property which safeguards their investment. When we have isolated a home that is well under market value, we give our private lenders an opportunity to fund the purchase and rehabilitation of the home.
In summary, private money lending is your opportunity to act like a bank, earning profits similarly to how a bank would earn them. This proven method is a lucrative way to generate cash flow and produce a consistent income stream, while at the same time, providing excellent security and safety for your principle investment.
We have a systematic and disciplined approach when purchasing investment properties, analyzing each potential investment throughout our strict due diligence process. This rigorous set of criteria includes, but is not limited to, the following:
Mortgages offer the banks solid, long-term, and fixed returns. Similar to the processes banks use, you can direct your investment capital, including retirement funds, to well-secured real estate. Real estate has inherent security because if default occurs, you can recover your investment as a lien holder on the property - just as a bank would in this scenario.
lntegrity is an essential part of our business, and we only make ethical investment decisions that benefit all parties involved. As a result, we provide you with the following documents to secure your investment capital:
Promissory Note: Collateral for your investment capital
Deed of Trust/Mortgage: This document is recorded with the county clerk and recorder to publicly secure your investment against the real property that we are providing as collateral
Hazard Insurance Policy: As the private lender, you are listed as the “mortgagee” for your protection in case of fire or natural disaster, etc.
Disclaimer: Please do your own independent due diligence. No assets are being sold, no securities or offerings are being made, and no solicitation is occurring. This is not a public offering, or offer or invitation to sell, or solicitation of any offer to purchase or buy any security anywhere in the United States of America or any other jurisdiction. Education is essential to learning how, when and if private lending is right for you. You are urged to consult multiple sources to gain enough information regarding private lending.EARNINGS & INCOME DISCLAIMERS
913 Bethel St. #277
Clover SC 29710